Five Years of Kafka at Razorpay’s UPI Switch

Preface The UPI Switch at Razorpay has evolved significantly in the five years since we started building it. The Switch is the platform that enables real-time payment processing with NPCI. When the team began, it was little more than an idea. Today it powers more than 70% of Razorpay’s total UPI volume. Because UPI is inherently asynchronous, a messaging system sits at the heart of the Switch and…

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